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Interest Rates

Non-Redeemable Guaranteed Interest Account
(for registered or non-registered investments)  		As of July 8, 2010  
       1 year (%)     2 years (%)     3 years (%)     4 years (%)     5 years (%)  
  $500 to $19,999     0.75     1.10     1.35     1.50     2.05  
  $20,000 to $49,999     1.00     1.35     1.60     1.75     2.30  
  $50,000 to $99,999     1.40     1.75     2.00     2.15     2.70  
  $100,000 to $249,999     1.65     2.00     2.25     2.40     2.95  
  $250,000 to $499,999     1.90     2.25     2.50     2.65     3.20  
  $500,000 and more - Please contact the head office 1-888-577-7337  
Mortgage Interest Rates   As of July 8, 2010  
       Interest Rates (%)  
  1 year     3.50  
  2 years     3.85  
  3 years     4.40  
  4 years     5.44  
  5 years     5.79  
  7 years     6.75  
  10 years     6.90  
One-Year Cashable Guaranteed Interest Account  As of July 8, 2010  
  Deposit     1 year (%)  
  $500 to $19,999     0.05  
  $20,000 to $49,999     0.30  
  $50,000 to $99,999     0.70  
  $100,000 to $249,999     0.95  
  $250,000 to $499,999     1.20  
  $500,000 and more - Please contact the head office 1-888-577-7337