Bronze Protection

This guaranteed issue product is designed for clients with severe health problems or high-risk lifestyles, who are unable to qualify for traditional insurance coverage.

Bronze Protection is there when all other options have been exhausted due to your medical condition or history. Bronze Protection is an option for the most difficult to insure clients.

 
  • No proof of insurability required
  • No medical exam or blood tests
  • For individuals ages 18 to 80
  • Minimum coverage: $5,000 (for ages 18 to 70) $2,500 (for ages 71 to 80)
  • Maximum coverage: $50,000 (for ages 18 to 70) $25,000 (for ages 71 to 80)
  • Premium payment options:
    • Life pay (payable to attained age 100)
  • Death benefit is deferred for the first two years of the policy
  • Included benefits at no additional cost:
    • Living Benefit: 50% of sum insured in case of terminal illness
    • Transportation Benefit (200km/up to $2,000)
    • Accidental Death Benefit
  • Cash values are available after the fifth anniversary of the policy
  • Reduced paid-up is available after the fifth anniversary of the policy

This product contains certain limitations and exclusions.