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Youth Plus

Youth Plus life insurance provides coverage up to age 25. Young adults covered by this product can focus on their studies or on launching their career rather than worrying about life insurance.
Youth Plus also provides children with guaranteed insurability, so they can maintain their coverage even if they develop certain health problems.* This guaranteed insurability allows your children, once they reach 25, to convert Youth Plus into permanent or term life insurance, regardless of their health, without proof of insurability.
Youth Plus offers a living benefit should a child become ill**, allowing you access to part of the policy’s face amount to care for your child without having to worry about finances.
  • No medical exam automatically required for all amounts.
  • For children aged 15 days—17 years.
  • Premiums remain the same for the life of the contract.
  • Child’s coverage (guaranteed death benefit) will not decrease until age 25.
*The child must have been insured prior to developing the health problem as described in the policy.
** As described in the contract.