Life Insurance provides employees with basic insurance protection and the opportunity to supplement their coverage with optional life insurance, both payable to the designated beneficiary. Accidental Death and Dismemberment (AD&D) provides employees with adequate protection in case of accidental death* or dismemberment.
* Life insurance doubles in the event of accidental death.
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For life's most unexpected moments, supplemental insurance coverage protects employees and their loved ones when they need it the most.
Health coverage helps to offset medical costs (like treatments and prescription drugs) for employees and their dependants.
Pays 100% of eligible expenses up to a maximum of $2,000,000.
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Second Medical Opinion (SMO) Services, offered by Maple, can be included within your group health benefits. This bilingual service connects members and their dependents with licensed medical specialists across Canada, helping them make informed decisions about their care.
Through Maple, patients can request a second medical opinion for diagnostics of serious conditions listed within the plan.
The service includes a review of the patient’s medical file and may provide:
This service covers a wide range of serious medical conditions, including cancer, cardiovascular diseases, stroke, kidney failure, and degenerative neurological conditions such as multiple sclerosis, Parkinson’s disease, or Alzheimer’s. It also extends to other complex or life-threatening illnesses.
Individuals facing a serious health challenge are guided to the appropriate specialists and care resources to ensure they receive the best possible support for their situation.
Patients can access Maple’s SMO coordinators through the Maple app to be matched with a specialist suited to their condition. Eligibility criteria apply. For more information or to register, visit www.getmaple.ca/assumptionlife.
From routine exams to surgeries, dental coverage offers employees and their dependents peace of mind
Assumption Life's Cost Plus program is an option that can be exercised for all health and dental expenses which exceed the limits outlined in the Benefits Summary or are not covered by the Group Insurance Plan. Expenses which are not covered by law are not included under this option.
Cost Plus offers four distinct advantages:
They say those who have their health have it all. However, a critical illness can change everything.
Would your employees have the financial means necessary to maintain their lifestyle and meet their financial obligations if they had to deal with a critical illness? Assumption life's Critical Illness Insurance solutions allow employees to focus entirely on getting well.
Assumption Life offers two types of Critical Illness Insurance to groups: the traditional Critical Illness Insurance and the High Severity Critical Illness Insurance.
Critical Illness Insurance
The plan is available to your employees with an option for their dependents. The plan covers 25 critical illnesses and an additional 6 conditions for dependent children.
If diagnosed with one of the 25 illnesses covered, your employee will receive the lump sum set out in your contract to help cover additional expenses along the road to recovery. These can include compensating for sick leave, paying for travel for treatment or paying for home care or treatments not covered by health insurance.
Coverage amounts:
For participant: 1, 1.5, 2, 2.5 or 3x their annual salary; in units of $10,000, up to a maximum of $250,000
For dependents: Spouse: Maximum Coverage of $50,000 Dependent children: Maximum coverage of $25,000 per child
High Severity Critical Illness Insurance
The plan is available to your employees with an option for their dependents and covers 9 critical illnesses. It can provide employees with a more affordable and accessible solution, while offering financial security to those whose has progressed to an advanced stage, causing significant financial hardship.
Coverage amounts:
For the participant: 1, 1.5, 2, 2.5 or 3x their annual salary; in units of $10,000, up to a maximum of $250,000
For dependents: Spouse only: Maximum coverage of $50,000
If diagnosed with one of the 9 critical illnesses covered, your employee will receive a tax-free lump sum set out in your contract to help cover additional expenses along the road to recovery. These can include compensating for sick leave, paying for travel for treatment or paying for home care or treatments not covered by health insurance.
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